December 2009

An adjustable rate mortgage by definition is a mortgage where the interest rate is periodically adjusted. These mortgages are very tempting when your loan officer tells you that you can receive a lower interest rate than a fixed rate mortgage with the possibility of the rate going even lower when adjusted. These mortgages can pose a huge benefit to you and your pocketbook if you have done your homework and know the specifications of each loan available to you.

The trick to an ARM(adjustable rate mortgage) is to have all the information and solicit outside help if the terms are unfamiliar to you. If you plan to own your home for 5 years or less, this could be the best loan for you: if you choose the right one. The pros and cons to an adjustable rate…

There are lots of things to do in the Columbus, GA area to celebrate the holiday season with family and friends. Whether you are visiting the Columbus area for the holidays, looking for a night out with the girls, or wanting to create memories with the kids, you can find something special to help you celebrate. Here is a list of events happening this December that caught my eye and I thought you might enjoy; all for under $40.

Callaway Gardens: Fantasy in Lights
Callaway Gardens started its Christmas light spectacular in 1992 with 5 Christmas scenes and has been carrying on the annual tradition ever since. Celebrating its 18th year, Fantasy in Lights now has over a dozen Christmas scenes to explore displayed in over 8 million lights and animated by sound.…